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Requirement Application for Monthly Installment

What is the basic document required for Installment

Anything you submit or provide to us on the Site, such as questions, reviews, comments, or suggestions becomes our exclusive property and are not returnable to you. By posting comments or reviews on the Site, you agree to let us use the name you submit in connection with your review, comment, or other content. Please use a valid mobile phone number or email address and refrain from pretending to be someone else when making Submissions. We may, but are not obliged to, remove or edit Submissions.

The following are a general list of documents that you may have to provide for a Installment :

Identity Proof

For the Malaysia citizen must have Identity Card to proof your identity, Normally, people call Identity Card in short word is ‘IC’, and in writing will typing as Mykad, NRIC, No K/P, IC No.. For Installment normally accept aged 18 to 60 depend on company.

Address Proof

As an address proof, you can submit your electric bill, water bill, telephone bill, Astro bill, Wifi bill, or any Utility Bills dated within the last 30 days. However, sometime the tenancy agreement also can be submit to proof your address.Please use a valid mobile phone number or email address and refrain from pretending to be someone else when making Submissions. We may, but are not obliged to, remove or edit Submissions.

Income Proof

As income proof, difference job will affect your submission, while for staff need submit the payslip in latest 2 months salary, and for businessman,merchant or trader need submit the Business Registration Form(SSM) with last 3 months bank statements of their salary account. Then, for the less as freelancer need last 3 months bank statements with the strong account credit to proof their income account.Please use a valid mobile phone number or email address and refrain from pretending to be someone else when making Submissions. We may, but are not obliged to, remove or edit Submissions.

Who is eligible to apply the Installment

A) Employee / Staff / Worker

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color IC (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant employed at least 4 months in CURRENT employment.
  4. Minimum monthly gross salary RM1,500.
  5. Need latest 2 months authorized payslip (NOT accept handwriting payslip).
  6. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  7. Couple details is compulsory to provide (if applicable).
  8. Applicant’s handphone number and address is compulsory.
  9. Applicant’s Working place telephone number and address is compulsory.
  10. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  11. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Latest 2 months authorized payslip (NO accept handwriting payslip).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Bank account number (the name of the account number must match with applicant name).

B) Self-Employed / Sole Proprietor / Independent

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color I/C (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant business at least 6 months in current business for self-Employed.
  4. Minimum monthly income RM1,800.
  5. Need Business Registration Form / SSM (3 pieces pages needed).
  6. Need Latest 3 months personal / business bank statement (choice one).
  7. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  8. Couple details is compulsory to provide (if applicable).
  9. Applicant’s handphone number and address is compulsory.
  10. Applicant’s business telephone number and address is compulsory.
  11. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  12. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Business Registration Form / SSM photocopy (3 pieces pages needed).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Latest 3 months bank statement (the name of the bank statement must match with applicant name).

C) Partnership / Limited liability partnership / Private limited company / Public limited company / Unlimited company

Applicant Requirement:

  1. Applicant Company at least 6 months in CURRENT Business.
  2. Minimum monthly income RM1,800.
  3. Need IC of applicant’s authorised signatory.
  4. Need IC of applicant’s guarantor.
  5. Need SSM business ROB / company ROC profile / company certificates.
  6. Need latest 3 months Company Bank Statement.
  7. Latest Company electric bill / water bill / telephone bill / Wifi bill (choice any one).
  8. Spouse details is compulsory to provide (if applicable).
  9. Applicant’s handphone number and address is compulsory.
  10. Applicant’s Company telephone number and address is compulsory.
  11. Two contactable reference needed. First reference from immediate family (not spouse), second reference from relative or friend are contactable.
  12. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. SSM business ROB / company ROC profile / company certificates.
  3. Latest 3 Months Company Bank Statement – LHDN acknowledgement on submitted Borang B or C.
  4. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).

D) Police

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color IC (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant employed at least 4 months in CURRENT employment.
  4. Minimum monthly gross salary RM1,500.
  5. Need latest 2 months authorized payslip (NOT accept handwriting payslip).
  6. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  7. Couple details is compulsory to provide (if applicable).
  8. Applicant’s handphone number and address is compulsory.
  9. Applicant’s Working place telephone number and address is compulsory.
  10. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  11. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Latest 2 months authorized payslip (NO accept handwriting payslip).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Bank account number (the name of the account number must match with applicant name).

E) Military

Extra Requirement (For Military only) :

  1. If Military Applicant is single situation (not married) need to submit a Guarantor information who has a job of Employer or Business.
  2. If Military Applicant is married but the couple’s job is Military or Freelancer, Applicant also need to submit a Guarantor information who has a job of Employer or Business.
  3. Noted: Freelancer can’t be Guarantor, Military also can’t be Guarantor.

** Freelancer mean a job that without a payslip or SSM, example housewife or babysitter.

For Applicant

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color IC (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant employed at least 4 months in CURRENT employment.
  4. Minimum monthly gross salary RM1,500.
  5. Need latest 2 months authorized payslip (NOT accept handwriting payslip).
  6. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  7. Couple details is compulsory to provide (if applicable).
  8. Applicant’s handphone number and address is compulsory.
  9. Applicant’s Working place telephone number and address is compulsory.
  10. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  11. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Latest 2 months authorized payslip (NO accept handwriting payslip).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Bank account number (the name of the account number must match with applicant name).

For Guarantor who have a job of Employer

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color IC (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant employed at least 4 months in CURRENT employment.
  4. Minimum monthly gross salary RM1,500.
  5. Need latest 2 months authorized payslip (NOT accept handwriting payslip).
  6. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  7. Couple details is compulsory to provide (if applicable).
  8. Applicant’s handphone number and address is compulsory.
  9. Applicant’s Working place telephone number and address is compulsory.
  10. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  11. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Latest 2 months authorized payslip (NO accept handwriting payslip).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Bank account number (the name of the account number must match with applicant name).

OR

For Guarantor who have a job of Business

Applicant Requirement:

  1. Is Malaysian citizen and have Blue Color I/C (NOT accept vague or broken IC).
  2. Aged 18 years to 60 years old.
  3. Applicant business at least 6 months in current business for self-Employed.
  4. Minimum monthly income RM1,800.
  5. Need Business Registration Form / SSM (3 pieces pages needed).
  6. Need Latest 3 months personal / business bank statement (choice one).
  7. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one).
  8. Couple details is compulsory to provide (if applicable).
  9. Applicant’s handphone number and address is compulsory.
  10. Applicant’s business telephone number and address is compulsory.
  11. Two contactable reference needed. First reference from immediate family (not couple ), second reference from relative or friend are contactable.
  12. Make sure the Applicant, Working place, Family and Referees contact number must be contactable.

Document Requirement:

  1. Photocopy of IC / image of IC (front and back) of Applicant.
  2. Business Registration Form / SSM photocopy (3 pieces pages needed).
  3. Latest electric bill / water bill / telephone bill / Astro bill / Wifi bill (choice any one of bill).
  4. Latest 3 months bank statement (the name of the bank statement must match with applicant name).

Noted: All Requirement above is Monthly Installment approve by SINGER (M) Sdn.Bhd.. Difference company difference condition.

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